Finance »

Charles Marsala Discusses the Basics of Medicare Part A

Charles Marsala Discusses the Basics of Medicare Part A

Charles Marsala January 11, 2015 0

Medicare Part A covers Medicare inpatient care, including care received while in a hospital, a skilled nursing facility, and through home health care. Most people are automatically eligible for Medicare Part A at age

Read More »
Charles Marsala Discusses Employee Stock Option Plans

Charles Marsala Discusses Employee Stock Option Plans

Charles Marsala January 11, 2015 0

Employee Stock Ownership Plans, ESOPs, can offer advantages to business owners, companies, and employees. An ESOP is a retirement plan designed to provide employees with an ownership interest in the company by investing primarily

Read More »
Charles Marsala Explains Medicare Part D

Charles Marsala Explains Medicare Part D

Charles Marsala January 11, 2015 0

Individuals on Medicare are eligible for prescription drug coverage under a Part D plan if they are signed up for benefits under Medicare Part A and/or Part B. Beneficiaries obtain the Part D drug

Read More »
Charles Marsala Discusses: “The Basics of Hedge Funds”

Charles Marsala Discusses: “The Basics of Hedge Funds”

Charles Marsala January 11, 2015 0

The first hedge funds were designed to hedge against the downside risk by shorting stock – selling securities an investor doesn’t own hoping that it will decline in price so it can be purchased

Read More »
Charles Marsala discusses: Strategies for High Net Worth Clients

Charles Marsala discusses: Strategies for High Net Worth Clients

Charles Marsala December 15, 2014 0

Charles Marsala discusses: Strategies for High Net Worth Clients Tracking #1-335935 Financial Planning for High Net Worth clients requires consulting, resources, intellectual capital, practice management, technology, and personalized reporting. Each of these areas has

Read More »
Charles Marsala Explains the Basics of Dynasty Trusts

Charles Marsala Explains the Basics of Dynasty Trusts

Charles Marsala December 8, 2014 0

Approved: Charles Marsala Explains the Basics of Dynasty Trusts #1-331511 A dynasty trust is a trust designed to avoid or minimize estate taxes being applied to great family wealth with each transfer to subsequent

Read More »
Charles Marsala Explains: Risks and Strategies for Concentrated Positions

Charles Marsala Explains: Risks and Strategies for Concentrated Positions

Charles Marsala December 8, 2014 0

Approved Charles Marsala Explains: Risks and Strategies for Concentrated Positions Tracking # 1-331474 A concentrated position is a single stock that compromises more than 20% of an investor’s net worth. It may have been

Read More »
Charles Marsala explains The Basics of The One-Participant 401(k) plan

Charles Marsala explains The Basics of The One-Participant 401(k) plan

Charles Marsala December 8, 2014 0

Approved: The Basics of The One-Participant 401(k) plan Tracking #1-331474 It’s a traditional 401(k) plan covering a business owner with no employees, or that person and his or her spouse. These plans have the

Read More »
Charles Marsala Explains The Basics of Buy-Sell Agreements

Charles Marsala Explains The Basics of Buy-Sell Agreements

Charles Marsala November 23, 2014 0

A buy–sell agreement, also known as a buyout agreement, is a legally binding agreement between co-owners of a business that governs the situation if a co-owner dies or is otherwise forced to leave the

Read More »
Charles Marsala Explains The Basics of a SECURITIES-BACKED LINE OF CREDIT

Charles Marsala Explains The Basics of a SECURITIES-BACKED LINE OF CREDIT

Charles Marsala November 23, 2014 0

A Securities-Backed Line of Credit (SBLOC) provides the ability to borrow against an investment portfolio without disrupting any of the investments within it. You can use an SBLOC for almost anything: a real estate

Read More »
Charles Marsala explains Basic Portfolio Financial Analysis

Charles Marsala explains Basic Portfolio Financial Analysis

Charles Marsala November 23, 2014 0

There are three key questions everyone should know about their portfolio: 1. What is my portfolio’s historical rate of return versus its standard deviation? 2. What is the Sharpe Ratio of my portfolio, and

Read More »
Charles Marsala Explains The Basics of Global Impact Investing

Charles Marsala Explains The Basics of Global Impact Investing

Charles Marsala November 23, 2014 0

Impact investing is one form of socially responsible investing and serves as a guide for various investment strategies. According to the definition of the Global Impact Investing Network (GIIN): “Impact investments are investments made

Read More »
Charles Marsala Explains College Savings 529 Plans

Charles Marsala Explains College Savings 529 Plans

Charles Marsala November 23, 2014 0

Signed into law in 1996, 529 college savings plans provide everyone, regardless of income, a tax-advantaged higher education savings vehicle that allows for substantial contributions and considerable flexibility. According to Strategic Insight 529 plans

Read More »
Charles Marsala Explains the Basics of 401K Plans

Charles Marsala Explains the Basics of 401K Plans

Charles Marsala November 23, 2014 0

401(k) plans can be a powerful tool in promoting financial security in retirement. They are a valuable option for businesses considering a retirement plan, providing benefits to employees and their employers. Employers start a

Read More »
Charles Marsala Explains the Yale Endowment Model for Individuals

Charles Marsala Explains the Yale Endowment Model for Individuals

Charles Marsala November 23, 2014 0

Yale University’s endowment earned 20.2% investment return for the year ending June 30, 2014 finishing at $23.9 Billion. It has been under the stewardship of David F. Swenson for the past twenty years growing

Read More »
Charles Marsala Explains Structured Settlements

Charles Marsala Explains Structured Settlements

Charles Marsala November 4, 2014 0

In 1982 Congress passed the Periodic Payment Settlement Tax Act creating Structured Settlements and expanded their use in 1997 with the Taxpayer Relief Act. Structured Settlements are regular payments made over a period of

Read More »
Charles Marsala Explains Defined Benefit Pension Plans

Charles Marsala Explains Defined Benefit Pension Plans

Charles Marsala November 3, 2014 0

The Depression of the 1930s lead to the creation of new pension plans and revision of existing railroad pension plans under 26USC 414. Most investors know that Public Sector and several Private Sector employees

Read More »
Charles Marsala explains Irrevocable Life Insurance Trust

Charles Marsala explains Irrevocable Life Insurance Trust

Charles Marsala November 3, 2014 0

The passing of actor James Gandolfini and his estimated $30,000,000.00 estate have become a case history lack of proper tax planning. By some estimates up to 80% of the estate could be subject to

Read More »
Charles Marsala Explains: Bond Basics

Charles Marsala Explains: Bond Basics

Charles Marsala October 15, 2014 0

Bond Basics for Your Portfolio: Once viewed as a means of earning interest while preserving capital, bonds have evolved into a $90 trillion global marketplace that can offer many potential benefits to investment portfolios,

Read More »
Charles Marsala Explains: Planning for the future

Charles Marsala Explains: Planning for the future

Charles Marsala October 9, 2014 0

  Planning for the Future — What Motivates You? The truth is there is ample motivation to make the most of retirement planning opportunities. Reality Check It used to be that Americans could count

Read More »