Finance »

Charles Marsala, Louisiana Senate Candidate and Covington businessmen to give free  financial, mortgage advice for First Responders Appreciation Day

Charles Marsala, Louisiana Senate Candidate and Covington businessmen to give free financial, mortgage advice for First Responders Appreciation Day

Editor October 30, 2015 Comments Off on Charles Marsala, Louisiana Senate Candidate and Covington businessmen to give free financial, mortgage advice for First Responders Appreciation Day

Alpha Mortgage, Financial Author Charles Marsala to host 1st Responders Appreciation Event COVINGTON – For Jimmy Briant and Charles Marsala, the idea for doing something special for First Responders Appreciation Day was easy to

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Marsala Cultural Fund established to Promote Italian Heritage

Marsala Cultural Fund established to Promote Italian Heritage

Editor August 24, 2015 Comments Off on Marsala Cultural Fund established to Promote Italian Heritage

Charles Geno Marsala with Frank Maselli, Honorary Italian Consulate of New Orleans, at the Annual Opera in the Pizza. For the last three months cameras have been rolling in South Louisiana to document Awesome Italians

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Reporting Investor Fraud on the “Louisiana Mafia”

Reporting Investor Fraud on the “Louisiana Mafia”

Charles Marsala July 3, 2015 0

Dear Editor, During June the St. Tammany Salt Council produced the Gulf Coast Elder Abuse Conference. An important presentation of the conference was a presentation by Nancy Boudreaux, Investor Education Trainer, of the Office

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Charles Marsala F8 Discusses CLTs, CRUTs, and CRATs

Charles Marsala F8 Discusses CLTs, CRUTs, and CRATs

Charles Marsala May 3, 2015 0

A Charitable Lead Trust (“CLT”) is an irrevocable agreement in which a donor transfers assets to a trust that creates an income interest for a charity. Charitable lead trusts make payments annually for a

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Charles Marsala, Louisiana Senate Candidate, Discusses Avoiding Bouree Investments, Ponzi Schemes and Affinity Frauds

Charles Marsala, Louisiana Senate Candidate, Discusses Avoiding Bouree Investments, Ponzi Schemes and Affinity Frauds

Charles Marsala May 3, 2015 0

Most people have heard of the words Ponzi Schemes, some have heard of the words Affinity Fraud, and probably less have heard the word “Bouree.”   Any off these experiences can cost you a substantial

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Charles Marsala Discusses: Social Security

Charles Marsala Discusses: Social Security

Charles Marsala May 3, 2015 0

Started in 1935, Social Security is designed that you pay into it during your working years and received a monthly check in retirement based on the amount you put in.   Benefits are calculated

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Charles Marsala Discusses: Reverse Mortgage Basics

Charles Marsala Discusses: Reverse Mortgage Basics

Charles Marsala May 3, 2015 0

A reverse mortgage is a home loan that provides cash payments based on home equity. Homeowners normally “defer payment of the loan until they die, sell, or move out of the home.” Specific rules for reverse mortgage transactions

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Charles Marsala Discusses: Reg A+ and Reg D

Charles Marsala Discusses: Reg A+ and Reg D

Charles Marsala May 3, 2015 0

Reg A+ and Reg D are not the latest music to come from the Caribbean.  They are laws and guidelines which Congress enacted to allow small companies to raise money and protect investors seeking

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Charles Marsala Discusses Medicare Part C

Charles Marsala Discusses Medicare Part C

Charles Marsala May 3, 2015 0

Medicare Part C is not a separate benefit. Part C is the part of Medicare policy that allows private health insurance companies to provide Medicare benefits. These Medicare private health plans, such as HMOs and PPOs, are known as Medicare Advantage plans. Medicare Advantage (MA) is a

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Charles Marsala Discusses: Securities Law and Court Rulings

Charles Marsala Discusses: Securities Law and Court Rulings

Charles Marsala May 3, 2015 0

In 1934 Congress passed the Securities Exchange Act which created Rule 10b-5, codified at 17 C.F.R. 240.10b-5; ,it is one of the most important rules targeting securities fraud.  The rule prohibits any act or omission resulting in

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Charles Marsala Explains Medicare Part D

Charles Marsala Explains Medicare Part D

Charles Marsala May 3, 2015 0

Individuals on Medicare are eligible for prescription drug coverage under a Part D plan if they are signed up for benefits under Medicare Part A and/or Part B. Beneficiaries obtain the Part D drug

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Charles Marsala, Louisiana Senate Candidate, discusses Fool’s Gold

Charles Marsala, Louisiana Senate Candidate, discusses Fool’s Gold

Charles Marsala May 3, 2015 0

There are several ways to buy gold: gold bullion, gold stocks, gold futures, and gold coins.  Investors have often perceived gold as a “safe haven” in times of uncertainty. Evening and late night TV

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Charles Marsala discusses: Approved F6 Family Partnerships to Transfer Assets

Charles Marsala discusses: Approved F6 Family Partnerships to Transfer Assets

Charles Marsala May 3, 2015 0

Family Limited Partnerships (commonly called FLPs) are frequently used to move wealth from one generation to another. Partners are either General Partners (GP) or Limited Partners (LP). FLPs are typically holding companies, acting as

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Charles Marsala Discusses:  F.B.I. “Operation Wrinkled Robe”

Charles Marsala Discusses: F.B.I. “Operation Wrinkled Robe”

Charles Marsala May 3, 2015 0

Investors should not assume that the legal and judicial system will protect them from Securities Fraud. Operation Wrinkled Robe was the FBI’s secret name for its sprawling, multi-faceted investigation into corruption at the Jefferson

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Charles Marsala Discusses: Disability Insurance Basics

Charles Marsala Discusses: Disability Insurance Basics

Charles Marsala May 3, 2015 0

Disability Insurance, often called DI or disability income insurance, or income protection, is a form of insurance that insures the beneficiary’s earned income against the risk that a disability creates a barrier for a

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Charles Marsala explains: Approved A4 Building Your Own Personal Pyramid

Charles Marsala explains: Approved A4 Building Your Own Personal Pyramid

Charles Marsala May 3, 2015 0

As we experience life’s journey, we should write down our needs, values, and goals. In 1943 Abraham Maslow’s “Hierarchy of Needs” included five motivational needs, often depicted as hierarchical levels within a pyramid. 1.

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Charles Marsala explains: NEW FINRA Rule 2014-006 for Account Statements

Charles Marsala explains: NEW FINRA Rule 2014-006 for Account Statements

Charles Marsala May 3, 2015 0

The amended rules call for a modification of how the estimated per-share value of  non-traded Direct Placement Programs (DDPs), Business Development company (BDCs),  and non-traded REITs are reported and shown on customer account statements.

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Charles Marsala explains: Approved A6 Financial Software and Tracking

Charles Marsala explains: Approved A6 Financial Software and Tracking

Charles Marsala May 3, 2015 0

Today there are several Financial Software packages which carry a variety of options.   The first step is often to do an analysis of your current portfolio compared to your proposed portfolio with comparison

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Charles Marsala explains: Approved A8 Home Mortgages

Charles Marsala explains: Approved A8 Home Mortgages

Charles Marsala May 3, 2015 0

When seeking a home mortgage it is important to make sure the lender has certain expertise such as: 1.  Specific knowledge of the area which will become particularly important during the Appraisal phases of

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Charles Marsala presents: Community Foundations for Individual

Charles Marsala presents: Community Foundations for Individual

Charles Marsala January 25, 2015 0

The first community foundation was set up in Cleveland in 1914. Since the 1980s, a number of private foundations in the United States have created initiatives to develop community foundations in various states. Today

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